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For many people, the shower is an escape from reality ... perhaps the only 'me time' in an otherwise hectic day. But if your current shower isn't living up to your relaxing expectations, it may be time for a facelift.- Don't think you have the time or money? Don't throw in the towel just yet - an improved shower is within your reach. Simply follow these four quick and easy fixes that will make an amazing improvement to the everyday...Continue Reading!
Recently, Freddie Mac released the results of its Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates moving down slightly as we head into the spring homebuying season. "Mortgage rates eased a bit following the decline in 10-year Treasury yields,” says Frank Nothaft, vice president and chief economist, Freddie Mac. “Also, the economy added 192,000 jobs in March, which was below the market consensus forecast but followed an upward revision of 22,000 jobs in February. Meanwhile, the unemployment rate held...Continue Reading!
Starting a business is no small endeavor, with financial, organizational and marketing challenges thrown at entrepreneurs from the get-go. Those challenges can be even greater for Hispanic business owners who often face a lack of necessary resources. The number of U.S. businesses owned by Hispanics increased to 2.3 million in the last five years, according to the U.S. Census Bureau. A majority of Hispanic business people report that they started their business to be their own boss and gain control of...Continue Reading!
(ARA) - With the juggling of work, kids, school and a seemingly never-ending list of to-do's, it's easy to get caught up in the day-to-day tasks involved with living our lives and forget about the world immediately outside our own. But for many in the rest of the world, addressing life's most basic necessities - like food, shelter and water - is a struggle of its own. Nearly 1 billion people around the world lack access to safe drinking water,...Continue Reading!
By Pete Bakel Recent month-to-month volatility in the housing market has softened the ongoing recovery. However, the majority of the Fannie Mae National Housing Survey indicators on consumer attitudes have continued to move in a positive direction during the past year, which may portend a pick-up in homebuying and selling activity this spring. According to Fannie Mae’s March 2014 National Housing Survey results, the share of survey respondents who say it is a good time to sell a home climbed to...Continue Reading!
I came across some great news for our market here in the Georgia/North Carolina mountains. Florida's Housing Market Shows Rising Prices in February 2014. Our market is tied to the Florida market as so many of our buyers come from Florida. As the Florida market returns ours will follow. Regional Spotlight—Florida’s housing market reported higher median prices, more new listings, fewer days on the market and a stable level of inventory in February, according to the latest housing data released by...Continue Reading!
The number of U.S. renters has expanded significantly nationwide since the burst of the housing bubble. Between 2009 (the start of the housing market decline) to 2013, the U.S. rental vacancy rate decreased 8.4 percent to 4.1 percent. Meanwhile, rents climbed 3.2 percent for all of 2013. Still, the demand for apartments remains strong. According to the U.S. Census ACS (2007-2011), renter households represented 34 percent of all households in the country. As such, it is important that renters know...Continue Reading!
If you are a recent college graduate, there is much to be optimistic about as you leave campus and head out into the real world. No one ever says life on your own will be easy, but post-graduate financial bliss can be a reality. These six tips from Thrivent Financial offer a starting point for recent graduates who are ready to put their education to work for a secure financial future. Get real about your paycheck Compared to the minimum wage jobs...Continue Reading!
By John Voket One of the required services when buying or selling a home involves hiring an appraiser. So I was excited to receive the latest news from the Appraisal Foundation, the nation’s foremost authority on the valuation profession, has additional resources for consumers. According to the foundation, effective January 2014, rules adopted by the Consumer Financial Protection Bureau (CFPB) allow borrowers to receive copies of all valuation products ordered with their loan (even if the lender did not rely on them)...Continue Reading!
Today's “Ask the Expert” column features Jay Gregg, the Director of Marketing with Pillar To Post. Q: How can homeowners—and their REALTORS®—best prepare for a home inspection? A: To get the best from your home inspector, homeowners and REALTORS® should know how to best prepare for a home inspection. We always recommend a pre-listing inspection to potential sellers in order to identify items that will come up and could complicate the deal. If the inspector identifies issues that can be easily fixed,...Continue Reading!